What documents are needed for real estate transactions
Transactions with real estate can not be compared witheveryday purchase or sale of simple things. It is the most expensive, requiring increased attention and time. To avoid fraud, take into account all the nuances, calculate the tax base and the amount of funds and resources spent, the conclusion of the transaction must be supported by a list of special accompanying documents.
Registration of a real estate transaction
All transactions for the purchase and sale of real estateare committed in the regalata. It can be found in the buildings of Rosreestr and MFC. Rosreestr is ready to provide not quite the full list of necessary services, rather than the MFC. This state institution mainly deals only with the registration of transactions with real estate and land. There, of course, there is a separate office with a bank employee so that it's easy to pay a state fee, a cabinet with specialists who check the availability and correctness of the completed documents, the department of the unified state register, which is a large archive of documents - certificates of the person's property. In principle, all this is practically enough to completely conclude a deal. In MFC, however, a wider range of services is provided. True, there is much more. Speaking specifically about it, and in Rosreestr and MFC three whole queue systems. One of them is live, the second is a telephone one, that is, it is necessary to register in advance by phone and in a month or two come to make a deal, and the third one by coupons. Talon is also a kind of document. It records the name of the person, independently - the seller or the buyer, and the ordinal number, indicating under what number you are. He is required to be shown immediately at the entrance to the office, otherwise they will be sent to the end of the queue.List of required documents
The first and most basic document isregistration certificate of real estate, that is, who owns the property to be sold. This certificate is in the hands of the seller. The next is an extract from the Unified State Register. The unified state registry of rights is deciphered as a single state register of rights. This document contains full information about the property. Proceeding from it, it is possible to find out the owner of the apartment, encumbrance, the presence of property seizures. Such a document, according to the legislation of the Russian Federation, is publicly available and is provided to any person in the MFC bodies. The third document is an extract from the house book. It reflects the number of registered individuals. Further, a testimony from the vice that real estate is not worth any debt. For example, failure to pay bills for gas, light or water. If an apartment is purchased in a mortgage, the bank requires documents informing about the place of work, position, salary, number of members in the family, copies of passports of guarantors. Based on all of the above and raising information about the credit history of the bank, he concludes - agree or deny the person in the provision of funds. In case of consent, when registering a real estate transaction, a document regulating the approval of the bank for the provision of a mortgage will also be required.
