Tip 1: How to survive the crisis in the enterprise

Work and Career

Tip 1: How to survive the crisis in the enterprise

Despite the fact that in Russia the financial crisis does notwas so protracted as in many countries of the world, many business leaders finally thought about how to maintain their position in the market in the conditions of economic instability. How can we survive the crisis, which, as it turned out, can begin at any moment?

Instructions

Monitor the financial and economic state of the enterprise. If necessary, develop a fundamentally new strategy for the development of the enterprise, taking into account negative economic factors.

Carry out a restructuring of the enterprise, ifthere is enough money. To get the necessary funds, do not rush to take on loans in the bank, especially since he can offer you in such a situation is extremely disadvantageous for you.

Almost at any enterprise is availableilliquid stocks of goods or goods, selling almost at the lowest of their cost price. The third category is a product that enjoys steady demand. Restore the balance by selling illiquid at low prices, and slightly lower selling prices for products that are in high demand. A small profit, you got, let on the restructuring of production. This decision is rather unusual, but it will help you to get the necessary amounts in the shortest possible time.

Close for the time of the workshop and the departments that brakeproduction (unless this leads to accidents and mass layoffs). Do personnel reshuffle and attract highly qualified specialists to your company, even if this event will seem too expensive at first.

Reduce the costs of existing production. So if earlier you bought raw materials for several months ahead, negotiate with suppliers about a temporary decrease in the volume of supplies to increase the turnover of the enterprise. In addition, such restrictions will help to rationalize the use of raw materials.

If the crisis has affected not only your enterprise,be as correct as possible with partners, as they can refuse to cooperate with you at any time because of their own problems in production.

Tip 2: How to survive the crisis in the company

A crisis country-wide or specificThe enterprise can equally hard to affect the career. However, under no circumstances should you panic, because you can survive difficult times in your favorite and prestigious work.

Instructions

Clearly perform your work, not allowing negligence or neglect of the functional. Demonstrate loyalty The company and readiness to work qualitatively in conditionscrisis. However, do not let yourself be manipulated. Heavy additional workload, overtime work, reduction of wages - all this is far from always a consequence of the crisis and can be used by the leadership to aggravate the situation.

If you see real outlets from the complexsituation, be sure to offer them guidance. Reducing costs, original advertising moves that can increase sales, the ability to win new customers - such steps can help the company restore stability. Present your ideas in writing and discuss with the immediate supervisor.

In parallel with the main work, increase yourProfessional level and explore new areas. Reduction can happen quite unexpectedly, however you can remain a popular specialist for other employers. In addition, additional skills make you a more valuable employee for the current leadership.

Try not to spend all your salary formonth. Be sure to put off 10-15% of your income. To this end, you can open a bank account. Do not try to invest this amount more profitable: your task is to save the financial stock without special risks.

Tip 3: How to survive the crisis in Russia

Since the autumn of 2008 around the world rolleda wave of economic and financial crises. It is difficult to say when this will come to an end or a new wave of shocks will come. It is worth considering a plan to preserve financial resources in these difficult times.

Instructions

Count the budget. Any planning begins with the identification of available financial assets. Describe clearly how much money a family receives per month. In another column, note the costs that are budgeted for a month. Strive to ensure that they do not in any way exceed revenues. This is the main condition for financial stability. Try to do so that the number of unnecessary expenses decreases every month. These include: new fashionable things, entertainment, unplanned purchases, etc.

Get rid of all debts. It is difficult to live in times of crisis, having debts in any form. The most dangerous thing is to borrow money from banks at high interest rates. This should be avoided, even in the most difficult situations, as you will drive yourself into a debt hole. In no case do not take consumer loans. Try not to borrow big money from private individuals on the security of valuable things. If friends help you, always give money on time.

Avoid acquiring liabilities. To this kind of purchases can be attributed a new car. He does not bring money to the family budget, but only takes them. Some underestimate the seriousness of such acquisitions. The car will constantly draw money for gasoline and repairs. And, in the event of an accident, you will have to spend a lot on replacing the units. Think well before buying this passive. An alternative option is the purchase of a budget used car. But if the crisis has hit hard on finance, it's worth waiting a while.

Create multiple sources of income. It is impossible to rely on only one enterprise. Even large firms become bankrupt during the crisis. As a consequence, small businesses are closed, as they directly depend on large market players. Find a lucrative occupation that matches your interests and does not detract from your main job. It can be a business on the Internet, the sale of household items, the cultivation of strawberries or mushrooms in the home. In the crisis there are many options, how to provide yourself with additional funds and successfully survive it in Russia.

Tip 4: Will there be a crisis in Russia?

The global crisis of 2008 did not bypass theRussia. By the end of 2011, the country has recovered from economic shocks, but many well-known experts are already predicting a second wave of the crisis, even more severe than the first. Will Russia manage to avoid looming difficulties?

In the conditions of world industrial and economic cooperation, the countries are so closely connected with each other that to stay away from world cataclysms Of Russia not succeed. An example of this is a crisis 2008 - only due to the accumulated financialresources the country managed to survive the difficult times relatively safely. The government was able to prevent the collapse of the banking system, without which the normal functioning of the economy is impossible. Significant funds were allocated to the social sphere, as a result of which it was possible to avoid a decrease in pensions, children's and other benefits. However, a new wave of financial a crisisand promises to be much heavier than the first. On the verge of collapse is the Euro zone, many euro area countries, in fact, are bankrupt. Only multibillion injections from donor countries, such as Germany and France, keep them afloat. But the situation continues to deteriorate, while no one has yet been able to offer a real way out of the current situation. Modern Russia is not divorced from the world, therefore, all world financial and economic problems are affecting it. The second wave a crisisbut threatens to collapse economies of many countries, thatautomatically entails a reduction in the consumption of oil and gas - the main products of Russian exports. That, in turn, will immediately affect the salaries and pensions. In the context of the economic downturn, employers will be forced to massively dismiss workers, cut wages and other payments. The fall in the income level of the population will cause a decline in consumer activity, which, again, will lead to a decline in production. Under the threat of collapse again will be the banking system - banks simply have nowhere to take cheap loans to resell them, at a higher rate, to their customers. At the same time, Russian banks already have a huge debt to Western creditors. And not only banks - many leading companies of the country borrowed large loans abroad. Taken money is easy to give in conditions of economic growth, but with a decline for many enterprises, this will become an impossible task. At the same time, it is the state that will have to pay for the debts of enterprises in which there is at least a small share of state participation. And this can significantly reduce the country's gold and foreign exchange reserves. Is the second wave unavoidable a crisisa? Against the background of constantly arriving anxiety symptoms, there are no special reasons for optimism. We must also take into account the constantly growing number of natural and man-made disasters that can have a very serious impact on the economy. Hoping, of course, stands for the best, but one should prepare for the biggest economic upheavals.