Tip 1: How to get a tax deduction if you do not work
Tip 1: How to get a tax deduction if you do not work
In accordance with Federal Law 224 andArticle 220 of the Tax Code of the RF all citizens have the right to receive a property tax deduction. It can be done within three years from the moment of acquisition of real estate by a non-cash way, when the taxpayer is released from paying taxes, until the required amount is received or money is received to his account.
You will need
- - the declaration;
- - Taxpayer Identification Number;
- - certificate of income;
- - documents for the acquired property;
- - passport;
- - number of the current account.
Instructions
1
If you currently do not work, but have previously paid taxes, then you are entitled to receive a tax deduction in cash. You will be transferred the paid amount of taxes to your current account.
2
To receive a deduction, contact theinspect your area, present your passport and TIN. Fill out the declaration form 3-NDFL. Also you will need to present a certificate of 2-NDFL from the previous place of work, documents for the purchased real estate: a certificate of ownership of the house, apartment or land plot; the contract of sale with the specified amount of the transaction; Payment documents that confirm your payment for the purchase. This can be bank checks, seller's receipt, money orders from your account, etc. Since at the moment you are not working, you can not be exempted from paying taxes, so present your settlement account for transferring money to it.
3
If you have previously worked and have already withheldthe necessary amount of money for tax refund, then you can get the statutory return amount, which is calculated from the amount of 2 million. If you paid more for the property, then with the remaining amount the tax is not refundable. That is, the maximum property deduction is 260 thousand rubles. If you have withheld a smaller amount as an income tax during the labor period, you will receive only what you have already paid.
4
Cash money is transferred not earlier than 12 months from the date of purchase and no later than within three years, so contact the tax office after the specified period.
5
After reviewing your tax documentsthe inspection will decide on the return of income tax, which you will be notified in writing. Cash will be credited to your account within 1 month from the date of notification.
Tip 2: How does a non-working person get a tax deduction
For people buying housing or paying for education, there are tax deductions. However, the situation can be more complicated if the person applying for deductions does not work.
You will need
- - tax return;
- - passport;
- - document confirming the right to tax deduction;
- - certificate on the form 2-NDFL.
Instructions
1
Get a tax deduction if you recently signed outretired and left the job. Under the updated Russian legislation, you have the right to transfer tax deductions for the purchase of property or payment for training for the previous three years. That is, if you purchased housing in 2012, and retired from work left in 2011, the necessary deduction can be transferred and paid to you at the expense of income you received in 2010. For questions of specifics of filling out a tax return for processing such payments, contact the tax authority at your place of residence.
2
For people who did not work before, there is alsothe opportunity to regain some of the money spent on the purchase of housing. They can draw a deduction on the income that will be received in the future. For example, if an unemployed buys an apartment in 2012, and in the next year, 2013, gets a job and begins to receive a salary that is taxed 13%, then in the spring of 2014 he will be able to file a tax return statement.
3
If you have not received income that is taxable 13%, three years before the purchase of housing and you have not found work for three years after that, then you lose the right to a deduction.
4
To receive a deduction, contact the tax authorityfor filing a declaration. With you, you should have a package of documents: a contract for the sale of housing, an agreement with a construction company, indicating the cost of work (if you are building a house), an agreement on the provision of paid educational services. Your salary will need to be confirmed with a certificate of 2-NDFL, received in the accounting department of your organization. Pass all the papers and the completed declaration to the tax officer. After that, the part of the income tax paid by your employer will be refunded to the specified bank account.
5
If you have acquired a property in a joint ownership, you can make a deduction for the person who works for it. For example, this is relevant in case of an apartment purchase by spouses.
6
When paying for your training by working parents, advise them to file and receive a tax deduction.
