How to make a claim under the contract of OSAGO to the insurance company
How to make a claim under the contract of OSAGO to the insurance company
If you do not agree with the paid amount of compensation under the contract of OSAGO, you can write to the insurance company a pre-judicial claim
It must be remembered that the claim must bereasonable. Before writing a claim you need to order an independent examination. On examination, a representative of the insurance company must be present, although he may refuse your invitation. But you have to notify the place and time of the independent examination. It is necessary to send a telephone message to the insurance company and make a copy for the insurance company. After carrying out inspection of the car, the expert draws up an opinion, which includes the calculation of the cost of repair repair and materials. Based on this conclusion it is necessary to draw up a pre-trial claim. The claim must specify at what time and place where the accident occurred, who are participants in the accident and who caused the traffic accident. Next, you need to state your requirements, indicating the amount of damage caused to your car. Based on this claim, the insurance company is obliged to make an insurance payment within three days from the date of filing your claim. In case of refusal or partial, incomplete, inadequate satisfaction of your requirements or lack of response, you can apply to the court with a lawsuit. In this case, the amount of the claim is added to the costs of the representative in court, as well as court costs.
