Car on credit: to take or not to take?

Car on credit: to take or not to take?

You can buy a car you like withoutmoney. In today's cars, cars are issued directly in car dealerships, as they say, "without departing from the ticket office." Is it worth to evaluate other ways of seeking funds, such as savings, property sales, or is it still easier to contact the bank for a quick loan application?

Car on credit: to take or not to take?

What actions can be taken to avoid taking a loan for a car

- to wait for a sudden inheritance; - to work24 hours a day to earn the right amount - save on everything, even on a healthy diet and warm clothes; - to borrow from their friends - to sell expensive property: a house, a dacha, a motorcycle - to marry successfully. No matter how absurd these ways of accumulating funds seem, but such options are considered by car enthusiasts first of all, in order to quickly buy the desired car without formalizing the car on credit.

Types of modern car loan programs

- credit "from scratch", or without an initial payment, - a trade-in, or purchase of a new car in credit of the old one, - express loan, - interest-free installment on preferential terms.

9 reasons to make a car on credit

1. Buying a car on credit, they can use from the first day. What was previously unavailable - trips to the country, the sea, travel - it becomes real with minimal costs. 2. You do not need to save money and be afraid of a crisis. It is enough to deposit a minimum amount and arrange a car on credit. 3. While saving money for the car, prices are rising. 4. Any additional equipment can be included in the car's credit value. 5. The insurance usually does not have enough money. You can include the cost of insurance on credit for a car. 6. In the showroom you can exchange your car for a new modern transport and the missing amount on credit. Do not have to spend time looking for a buyer, fear for the life of their family by selling a car. 7. Expenses are planned: the monthly payment for the loan will not exceed 40% of your salary, and the interest on the loan will be less than $ 1 a day. For such money it is impossible to find a taxi even for an hour. 8. People live abroad only on credit. They create their own comfort. It is much more expensive than the interest on the loan. 9. All that can be traveled in an hour by car, on foot does not run for a day. Having issued a car loan, you protect your health and nerves.