How to save on car insurance for CASCO?
How to save on car insurance for CASCO?
CASCO is an expensive type of insurance,so the car owner has to deal with several issues, namely - how to insure the car with less costs, while receiving normal conditions for compensation of material damage in the event of an insured event. And this is possible, you just need to follow a few tips.
Instructions
1
Use the option of payment by installments, but notpay the entire amount immediately, because inflation at the time of the last installment will significantly reduce the real amount. There is a minus in installments - it's the need to pay it off in full when an insured event occurs.
2
If you own those brandscars, which statistics steal less often than others, it will help you save on CASCO by 15-20%. It is enough to exclude from the insurance policy an item on the possibility of theft.
3
The deductible allows you to reduce the costpolicy, but for this it is necessary to study all the proposed programs. The amount of the franchise is 5-50 thousand rubles. The higher the amount of liability, the lower the cost of the policy. But it is not recommended to take a zero franchise.
4
When choosing the form of compensation for material damage, it is better to choose a payment in cash, then the policy will be cheaper.
5
Take advantage of discounts and bonuses. For example, if you have a reliable anti-theft system, you can be given a discount, thereby saving on the cost of CASCO.
6
The more people who have the right to drive a car, the higher the cost of a policy. Therefore, it is better to limit the number of drivers.
7
The younger the age of drivers and the experience of driving, the higher the cost of the insurance policy CASCO.
8
Estimating the cost of a car also affects the amountfor payment of CASCO insurance policy. But do not significantly understate the cost of vehicles, because this will affect the amount of payment by the company in the event of an insured event.
9
If possible, give up the additional service and the services of emergency commissioners.
10
The sticker of the insurer's logo on the car's glass can give a discount of up to 5% to the cost of the CASCO policy.
11
When calculating the most economical optioninsurance CASCO can resort to the service of an insurance lawyer, which will help you find the best option with the least cost for you, but at the same time get the necessary level of insurance protection for the car.
