How to find out if the loan is a car or not
How to find out if the loan is a car or not
Due to the rapid growth in the issuance of loans for the purchase of cars, the number of fraudulent activities increases. Unfair citizens, without repaying a loan for car, try to sell it, and with a successful outcome, buyers face a lot of problems. Therefore, before buying a car, you should carefully check whether it is a credit card or not.
Instructions
1
One of the most common methods of verificationThe car on a deposit in the bank is the use of VIN-code. To do this, go online and find the sites that offer this service, and free of charge. Then enter the VIN code of the car you want to check in the corresponding line on the website. If it is in a mortgage, the information on the bank and the date of termination of the pledge will be displayed on the screen.
2
True signs that the car is inpledge of the bank: the price, documents and behavior of sellers. Watch out if the cost of the car sold is 10-15% lower than the average market value of similar cars. Look PTS, if it is stamped "Duplicate", and the car is still "young", think about it, because banks when issuing a car loan take the original PTS to the full repayment of the debt.
3
See how the car is equipped. As a rule, the credit machine will have the factory equipment. What is put "for yourself", most likely, will be absent, for example, a radio tape recorder, an alarm system, etc.
4
To find out in the pledge a car from a bank or not,please contact the Credit History Center located in your city or at the National Bureau of Credit Histories, located at: 20 Skatertny Pereulok, Moscow, Russian Federation, building 1, phone: 8 (495) 221 -78-37. In order to obtain the information you are interested in, you will need to provide the passport information of the owner of the vehicle. This information can be obtained free of charge and not more than once a year.
5
In addition, whether the car is a creditYou can find out in the official dealer center. To do this, contact its employees together with the owner of the car, they will provide you with all the necessary information, including that the car was loaned by its previous owners.
