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If you put off one unhappy rublein a day, then in a few years how much will it be? And if you take a few dozen, which will pass very quickly? Of course, until that time, the ruble completely depreciates, but you can transfer all your savings to currencies or gold that are profitable at that time, which will remain very relevant for a very long time. After all, global mining of precious metals is several dozen times less than one percent of the total mass of extracted raw materials. This determines the high price of gold.

A year for money is nothing. But in fact, long-term deposits, even at low interest rates, can bear fruit after ten years. Suppose, you decided to put on a deposit under an unfortunate ten percent per annum of 1000 rubles. Is this money? But you decided to make a contribution with capitalization. This means that in a year you will have more than 1100 rubles. And in two years this amount will be 1210 rubles. And now calculate how much this will be in ten years, and you will be surprised at such interesting arithmetic.

And how many times have you had that to commitclass purchase did not have enough unfortunate 40 cents or even five cents? Because of some small thing, you can not afford to buy something big. Not a very pleasant situation. Moreover, many she picks out. Yes, one ruble is quite a bit. But there is another pleasant point that many do not take into account before accumulating cash.

If you will postpone every day on the ruble,then you will form a habit of saving money. At the same time, the quality of your life will not deteriorate from it at all. At the same time, after a while you will have a need to postpone more, so that the process of accumulation begins more quickly. And this shows that you have developed a useful addiction. You will have the desire to increase the dose in order to receive the former satisfaction. And after a while you will consciously sacrifice some blessings in order to get more after a while. And this is the main action of most of the successful people. Remember that freedom begins with self-restraint.

Instructions

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Is it worth it to protect the child from disappointments inlife? Can one look calmly into his eyes, filled with tears and grief? For a loving parent, this is unbearable torture. And yet, until the end to protect the child from disappointments will not work even with the most caring parent. Moreover, it is not always necessary to do this.

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Disappointment in the life of the child are completelydifferent: they did not buy sweet stuff in the store, and they did not give us an expensive toy for their birthday. They refused the request, punished and banned walking, took the computer for bad marks. There are hundreds of examples. All situations in which a child is waiting for something and then does not get conceived or to which he is accustomed, and they suddenly change their course, cause grief and disappointment.

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To protect the child from such disappointments is notit turns out, yes it often and there is no need. After all, if there are no such examples and failures of the child, he will grow spoiled and selfish. Small disappointments help the kid in the process of socialization, training in the rules and in understanding that not everyone is allowed to do it.

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Minor problems and misunderstandings can be solvedsimple conversation with the child. Yes, today he did not get the desired sweetness, but mom can cook something delicious at home. In addition, parents should seek to prevent such a desire, if they do not intend to do what the child expects. You can immediately say that in the store you only need to buy basic products, parents do not intend to spend money on everything else. Or they can not give an expensive toy to a child for a holiday, it is not to be hoped that he will receive such a gift.

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To prevent children's frustrationsparents can not dramatically change their behavior. Suppose, if the child was constantly spoiled, and then decided to keep in severity, of course, this will lead to his disappointment, misunderstanding, whims and resistance. Hysteria and frustration in this case, parents are guaranteed. Change the relationship with the child gradually. Let the baby get used to the new conditions, it is important that he has time to realize the changed situation, otherwise it will be unpleasant for him and will lead to stress.

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What can absolutely not be allowed - so thisdisappointment of children because of unfulfilled promises of parents. If mom or dad promised to come to a concert for a child, go to him for a party or a surprise, you need to postpone all the important things, meetings and work at the workplace, because the broken promise is the biggest shock for the baby. He is unlikely to ever forget this and will not soon forgive it to his parents. In addition, this behavior will show the child that he can be deceived and violated his promises. It will be extremely difficult to restore authority after such disappointment for parents.

Instructions

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Of course, you can go on vacation alone. It's convenient in its own way: you will not depend on anyone, you do not have to waste time searching fellow-traveler and discussion with him of the trip. But this holiday has its disadvantages. For example, it may be just boring - in which case there will be no one to consult and generally say a word. Although there is a possibility that the company will be found directly on vacation, but no one will guarantee such. In addition, living in a hotel alone is usually significantly more expensive than in a double room.

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If you decide to search fellow-traveler in a trip, it is better not to delay with searches. First of all, you should once again interview friends and relatives: suddenly one of them still wants to make you a company.

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If among friends a fellow traveler was never found,this means that it is necessary to expand the circle of acquaintances. Do this in advance, but not on the eve of departure. In addition to the fact that your future fellow traveler needs to have time to change his plans in accordance with yours, there is another good reason to get acquainted in advance - you need to know as much as possible about the person with whom you will travel.

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To the choice fellow-traveler it is worth taking responsibly. You can use a special resource on the Internet, which is dedicated to the search for fellow travelers. Carefully study the sites devoted to rest - they often place announcements of potential fellow travelers. Do not rush to spread your ad, first read the strangers - it is likely that they will help you in your search.

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If you did not find this way fellow-traveler, it is worth registering on specialforums devoted to this topic. There you not only can choose the right person, but also learn it in the process of communication. Having placed the announcement, it is possible to communicate with those who responded to it and agree with them about the meeting, after which it is already possible to make a choice or continue the search.

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The meeting can not be neglected, before departuremeet with a future travel companion at least three times to make sure that with this person you will be safe. Ask him about everything that you are interested in, honestly answer his questions, but be vigilant and avoid sharing personal information. A fiancée absolutely does not need to know that your apartment will be empty, and you traditionally hide the keys from it under the rug.

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If after several meetings you finally decide on your choice, it means that you can start active preparation for a great holiday in a good society.

Instructions

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Try to try on someone else's skin. For example, you accidentally stepped on someone just washed white sneakers and immediately apologized. What will you do if, in response, you hear abusive words in your address and far from polite recommendations to "rub your eyes"? Rudeness brings people to the conflict, which ends with the exchange of impartial insults, and the case often comes to trial.

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On the other hand, if you step on your foot, do notprovoke a person to a conflict, because it happened really accidentally. Hold back, using a trivial way to count to ten. It really helps in such minor troubles and protects not only your nerves, but also the emotional calmness of other people. The phrase "who does not exist" will probably be the best answer.

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Outbursts of anger and rudeness are fraught with the loss of friends andproblems at work. Nobody intends to listen to your insults, but if they are repeated all the time, people will prefer to ignore the ill-bred Ignore. Try to keep yourself in hand, using small tricks. For example, every time you swear at another person, pinch your hand very hard. The more effective way is to agree with yourself that for each such breakdown you will pay, say, 100 rubles. Delay this amount in a special piggy bank, and a month later, give this money or mail it to the person you insulted.

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Be sure to learn how to apologize, do thisan important point of its purpose. Always ask for forgiveness sincerely. Do self-education, read the literature on etiquette. And in general, read more. Focus on domestic and foreign classics. Reading will replenish your vocabulary with a new literary stock of words, and if you resent in the future, at least start to do it "beautifully."