LovesTheTeam.com

You will need

• - application form;
• - passport;
• - certificate of income;
• - pledge agreement;
• - other documents requested by the bank.

Instructions

1

If you have unpaid debts in banks andplan to re-issue the loan, you may face some difficulties in obtaining it. The All-Russian Bureau of Credit Histories has all the information about hard-core defaulters, who, it would seem, the road to a new loan is closed. But not everything is as bad as it seems at first glance. Debts on loans can be different, therefore, with some of them a new loan can still be issued.

2

The Bank considers the application of each client inindividual order. And if you filled out the application form, indicating that you are planning to issue a new loan to pay off debts on already taken on financial obligations in another bank, the bank can make a positive decision. But at the same time you will be asked to have two solvent guarantors with a high level of income or to pledge valuable property to secure the liquidity of the loan.

3

In addition, a borrower with a high level of income, withtechnical debts on the loan, when there is a small debt due to unforeseen circumstances, the bank is unlikely to refuse to receive another loan.

4

There is another way to get a new loan evenmalicious defaulters - this is to apply to a credit broker, who successfully decides the issue of obtaining large amounts of borrowed funds even by malicious defaulters.

5

Do not be discouraged if you are denied onebank. This does not mean that you will not get a loan if you go to the second, third, fourth bank. Refusal can be made in all credit institutions only if you are listed in the black lists of credit bureaus and this is due to the fact that there was experience of full non-repayment of the loan. With such a credit history, you will not be able to get another loan even if you have solvency guarantors and mortgaged property. Banks will refuse without explaining the reasons.