How to verify a bank license
How to verify a bank license
In the Russian Federation, banks canits activities only on the basis of a license. Its absence makes it impossible to conduct any banking operations. Therefore, before making a deposit or a loan agreement with the bank, it is necessary to check whether it has a valid license.
You will need
- - full name of the credit organization or its registration number;
- - computer with internet access;
- - mobile or landline phone.
Instructions
1
Check if the bank you are interested in isregister of credit organizations. To do this, you need to visit the official site of the Bank of Russia, go to the section "Reference book on credit organizations" and type in the search line the name or registration number of the bank. After that, the system will give you basic information about the bank: its official name, BIC, registration number, address of the parent organization. In addition, the site contains a list of codes for which you can find out if the bank has a license: - "of." - no license yet, it is only being issued; - ann. - license revoked; - "revocation" - license revoked; - "face." - the organization is liquidated. This information is objective and reliable, it is updated on the site every day. On the pages of the site you can also specify the list of branches opened by a particular credit institution, find out their addresses and contact numbers.
2
If you have information that the license isbank was withdrawn, you can check this information on the specialized banking site "Banki.ru". Here in the "Memory Book" section are listed all credit institutions that have ever conducted banking activities in the territory of the Russian Federation and lost their licenses in 1991-2014. If the license of the bank you are interested in is canceled or withdrawn, the credit institution will necessarily be in this sad list.
3
There is another way to verify the licensebank. You can call the Territorial Administration of the Bank of Russia on the hotline and find out if a particular credit institution is operating in your region. Management specialists will inform you about the availability of a license.
