What is a virtual credit card Visa Virtual and what is it for?
What is a virtual credit card Visa Virtual and what is it for?
Virtual Visa Virtual Virtual Credit Cardapply only to calculations in the global network. With its help, you can make purchases of goods on various sites, book tickets and hotel rooms, and also pay it on foreign resources, where you do not accept domestic credit cards. In addition, the use of such a card is the most secure, since it can not be stolen, and scammers will not be able to withdraw more funds from it than there is on the account.
How do I make a virtual credit card?
A virtual credit card is necessary if you plan to pay it repeatedly on the Internet, making it for one online purchase is completely inexpedient.
To buy a virtual card, it's easy enoughEnter the appropriate query in the search bar and select the appropriate bank from the list provided. It should be noted that the cost of virtual plastic can exceed its value, for example, a $ 20 card can cost you $ 25.
To issue a Visa Virtual card, you needSubmit an application to the selected bank, providing an identity document and paying all accompanying fees. It is also necessary to determine in advance with the currency of the account - it is best to choose the one in which you plan to make the most of the calculations. After submitting the application you will be given a virtual card. True, it will not be plastic, but simply a 16-digit number and CVV-code, which consists of three digits and is necessary for the security of making online calculations. You determine the limit of the card yourself, by depositing into the account the amount necessary for settlements.
Some components
The validity period of Visa Virtual card is a littlediffers from the validity of a normal bank card and is, as a rule, 3-12 months. The cost of servicing the virtual credit card will depend on the amount of money that will pass through this account and the number of connected services - on average this amount ranges from $ 5 to $ 10. To replenish the virtual card account it is better one day before the purchase is made. You can do it through an ATM, an Internet bank, or through the cashier of the bank that opened the account.
How to use Visa Virtual card?
After you have decided on the purchase,you need to click on the "pay" button and fill in the required details in the form that appears - the cardholder's name, expiration date, number and CVV-code. After confirming the expense transaction, the purchase amount will be blocked and debited from the account within two working days. To avoid cost overruns and not exceed the existing limit, it is better to activate the service of Internet banking and SMS-informing. The only drawback of the virtual Visa Virtual card is that you will not be able to credit money for the returned goods, for this you will have to contact the bank's branch again for a new card.
