What help does debt collectors have with anti-collectors
What help does debt collectors have with anti-collectors
Receiving credit from the bank, people do not assume that in their life situations can occur in which the return of borrowed funds is an unbearable burden.
This can occur if you lose work ordecrease in the level of the borrower's income. At the same time, credit indebtedness is assessed on a daily basis penalties and forfeits, the amount of which may exceed the full cost of the loan. The situation is complicated by the debtors themselves, without telling the bank about the difficulties associated with repaying the loan and not hoping for help from the credit institution. The banking institutions, having not received a statement from the borrower about the material difficulties to return the loan, sell its debt to the collection agency. Ways of "knocking out" debts by agencies are often illegal. In this case it makes sense for the debtor to apply for legal assistance to the anti-collector company. The antikollector is a company or representative of the company that provides qualified legal assistance to protect the rights of borrowers to collection agencies or other agencies for collection of credit debts. The duties of anti-collector companies include: - the conduct of a dialogue with creditor banks or collectors - the assistance of a lawyer in court or the preparation of documents for the debtor; (if the disputable situation between the creditor and the debtor is not resolved in the pre-trial order) - work both to reduce the amount of debt and to lower the loan rates, and to refinance the debt, including writing off the entire debt. The behavior of debtors with collectors, recommendations of anticollectors Qualified antikollektory will help the debtor to choose the right tactics of behavior with creditors. Borrowers should know several recommendations of professional lawyers and lawyers specializing in anti-collector assistance. • One of the main recommendations of anti-collectors is the evasion of debtors from oral agreements with creditors. • All financial matters relating to money are made only in writing • Borrowers should not contact collectors by phone or by e-mail. • The debtor is advised to refrain from personal communication with creditors, but do not ignore letters from the collection agency that contain information about the actions taken by creditors to repay debts. Naturally, anti-collectors will not help debtors avoid all obligations on the loan, but they can help find tricks that will reduce penalties and interest on loans or make payments deferred.
