Where to invest money?
Where to invest money?
Here comes the bright time when you managedto save a little money for a rainy day. Naturally, you would like that this money not just lay in a glass jar, but multiplied by themselves.
Instructions
1
Bank deposits or otherwise deposits.One of the main advantages of investing in a bank is that you probably know the amount of money that you will receive after a certain period. To all other, banks, as usual, insure deposits up to 700 thousand rubles. Therefore, if you intend to invest a larger amount of money in a bank, it is better to open 2 separate deposits.
2
Mutual investment funds.The second most popular way of investing in finance are mutual funds - a collective financial instrument, in which each investor's money "adds up" to a common pot and is then multiplied by professional businessmen. The main task of such managers is the search for shares with the probability of their further growth.
3
Shares.Investing in securities, called shares, entitles you to receive part of the profits in the event of an increase in prices for them. However, one should not particularly rejoice - the cost can both take off and fall.
4
Bonds.Securities, called bonds, as well as shares, confirm the right of its owner to receive a certain part of the profit. But the main difference between bonds is that this financial instrument is not for those who like to take risks.
5
Cumulative life insurance.Ordinary insurance is useful only if something happens to you. Cumulative life insurance allows you to receive monthly payments until the end of your days.
6
General funds of banking management. OIFB - the same mutual funds, however, with more opportunities for investment. On the one hand, it is more profitable, but on the other hand it is just as risky.
7
Structured (structured) products.The essence of this financial instrument is very simple - part of the finance (about 90%) is invested in the bank, and the rest is invested in options and futures. This profitable scheme allows at worst to stay with its money, and in the best - make a profit of 20-30 %.
8
Gold and precious metals. It is very profitable to invest in gold during the domination of the crisis. However, once the crisis has receded, the price of precious metals inevitably falls.
9
Real estate. Deposits in real estate usually occur at the stage of its construction. Then the square meter costs several times less than when the building is handed over.
10
Business. One of the most unpredictable ways of investing money. Business, in its essence, is unlimited dividends, the level of which depends only on your efficiency and ingenuity.
