How money is transferred
How money is transferred
You probably already dealt with money orders, and, perhaps, you have to do it many more times. Use the best way for you to send money.
Express services are considered the most popular. Their main advantage is in simplicity and accessibility. Money transfer is very fast - from a few minutes to one day. Payment for this service through the territory of Russia can be from 1 to 2.5% of the amount of money transferred. And if the money needs to be sent to some foreign countries, the payment increases to 5%. When sending a transfer abroad, you should ask in advance whether there is a representation of the chosen system at your destination.
Post of Russia offers two types of translations. Using the "CyberDay" system, you can transfer money from one post office to another, even if they are in the smallest settlements of our country. Disadvantages can be considered as the duration of money transfer (it lasts from two to eight days), and high cost. So, for example, a translation of 1000 rubles. you will cost 40 rubles. and another 5% of the amount of the transferred amount, and the transfer price from 20 to 500 thousand rubles. will be up to 250 rubles. and plus 1.5%.
This system is also designed to transfer money forborder, mainly to neighboring countries. The second type of translation "Fast and the Furious" allows you to carry out a quick transfer of money across Russia and in some CIS countries. Time, through which you can get a transfer in the amount of up to 100 thousand rubles, is one hour, and a larger amount will have to wait up to 24 hours. The cost of such transfer amounts to 3000 r. in Russia will cost you 99 rubles, and up to 500 thousand rubles. - no more than 1500 r.
Bank transfer is the best way to transfer large amountsmoney, which may be required, for example, when buying an apartment. It is most profitable to transfer money from the account to the account, which is available both to the beneficiary and the sender in one bank. Many large banks allow transferring money to those who do not have a bank account. The commission fee for this service is from 0.5 to 2% of the amount transferred.
The disadvantage of bank transfers is that,that it is necessary to specify the exact details of the bank to which the money will be sent, and the beneficiary's account number. The transfer of money within a single bank takes up to 24 hours, and from one bank to another - three days. International translation lasts from three days to one week.