What is a gift card and its features

What is a gift card and its features

An unusual gift can be a gift prepaid bank card.

What is a gift card and its features

Gift or prepaid bank card -it is a bank card of the payment system MasterCard and VISA having a certain nominal value, which must be paid when purchasing a card in the bank's office.

The gift card's value can be from 1000 to15000 rubles. When buying such a card, a commission is charged which can be from 20 to 500 rubles. These options depend on the bank in which you want to purchase a card.

A prepaid card can only be settled without cash, it is impossible to withdraw and replenish the balance of the card.

A gift bank card can be purchased at the office or ordered through the bank's official website.

The advantage of such cards is the rapiddecor; for the purchase does not require identification documents, as well as the opening of additional accounts; The card is not nominal, which makes it possible to give it to a third party; Absence of PIN-code; Availability of gift wrapping.

This type of cards is valid only for one year, the rest of the card can be found only by calling the hotline of the bank.

The design of the card can be chosen as standard, or it can be ordered with an individual design, but in this case it will take several days to produce the card.