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You will need

• - Application for a loan;
• - Passport of a citizen of the Russian Federation and the second document to choose from;
• - documents that confirm income;
• - documents that confirm the length of service;
• - other documents.

Instructions

1

Issuance of any credit is accompanied by registrationapplications for a loan. The most convenient way to fill it is online on the bank's website. But you can also draw up a questionnaire in writing in any office of Alfa Bank. The questions should be answered honestly and try not to make mistakes. After all, any discrepancy can be considered by the bank's security service as an attempt at fraud.

2

To obtain a consumer non-earmarked loancash will require a minimum package of documents. On a loan "Fast" for a maximum amount of up to 250 thousand rubles. a passport is requested, as well as an additional document to choose from (passport, MHI policy, rights or pension insurance card). This loan allows you to quickly get a small amount, but such loyal requirements for the borrower are accompanied by an extremely high rate - from 37%. Therefore, those who can provide an extended package of documents, it is better to pay attention to other credit programs.

3

Cash loan with income confirmationallows you to get a loan with a lower rate of 16.99%. To do this, you will need to provide a certificate of 2-NDFL over the past six months. You will also need a passport and an additional document. For salary customers of the bank, these documents will be sufficient, whereas for new clients it will be necessary to add one more document for confirmation of solvency. This, for example, a passport with information about the recent crossing of the border, VHI policy, PTS, a certified copy of the work book. Such a set of documents makes credit available to 1 million rubles. IP and business owners Alfa-Bank does not favor. If in other banks they are available proof of income declarations, then in Alfa Bank only 2-NDFL is accepted.

4

With auto loans, in addition to confirmationincome, you need to provide information that confirms your work experience. It must be at least 3 months. The borrower will need a copy of the work book. When you receive a mortgage, you will also need a full package of documents for co-borrowers, which is similar to that provided by the borrower. Also, specific documents will be required for the property to be acquired and / or the subject of the pledge.

5

Alfa-Bank also actively works in the marketPOS-crediting (lending in outlets for a particular product). Shopping in stores is often spontaneous, so buyers rarely have the entire package of documents. Such loans are issued only for one passport, and decisions are made extremely quickly. But in view of the high risks associated with this type of borrowing, it is characterized by extremely unprofitable conditions - high overpayment and interest rates. Therefore, it is more expedient to arrange loans not directly at retail outlets, but in the bank branch with the provision of a full package of documents.