How to increase the limit on the Tinkoff map
How to increase the limit on the Tinkoff map
Credit cards of Tinkoff Bank are very popular among Russians. The reasons are that it is quite easy to draw up such a card and no confirmation of income is required.
You will need
- Credit card of Tinkoff bank.
Instructions
1
Credit card Tinkoff allows you to calculateto a credit limit of up to 300 thousand rubles. The card has a grace period of 55 days, during which no interest is accrued for the use of borrowed funds. To receive it, it is enough to fill out an application on the bank's website, a visit to the office is not required. The card is available to people aged 18 and over. Registration requires the provision of only one document - a passport.
2
The bank's website does not contain information on whichdocuments must be provided to increase the credit limit at the time of registration of the application. Therefore, the original credit card is issued with a minimum amount of the limit - an average of 5000-10000 rubles. Such a policy of the bank is due to the fact that the card does not require additional collateral, surety, and proof of income.
3
To increase the borrower's credit limitit is necessary to actively use the card to pay for goods and services, as well as to repay the debt in time. Account is also taken of how quickly the debt on the card was repaid. Only after confirming its solvency and high financial discipline, the bank can go on increasing the credit limit on the card.
4
The specificity of Tinkoff's policy is that, foran increase in the credit limit is not required to write any additional applications. Calls to customer support with such a request will not bring the desired result. The Bank makes a decision to increase the limit on its own based on automated registration of cardholders. In this case, the period of active use of the card (namely use, not possession) is taken into account, as well as the amount of used and returned funds. Of course, the bank will not go to increase the limit in the absence of regular and unexpired payments. And in the presence of delinquencies, the bank can go and reduce the credit limit, or completely reset it.
5
Revision of the credit limit on the Tinkoff mapPlatinum is carried out every four months. The borrower is notified about this via SMS. After that, it remains to confirm its consent to increase the limit and use a card with extended credit facilities.
