How to recognize a phone scam

How to recognize a phone scam

With telephone scams I came across practicallyeach. But scammers are so much to the point that sometimes even very vigilant people get on a phone scam. How to recognize the cunning moves of scams to avoid another phone trick and save your money.

Telephone scams

Your card is locked

This scam is created specifically for customersSberbank. Scammers figured out how to mask their SMS messages from Sberbank. The bank always sends its customers messages with number 900, scammers use the same short number, but instead of zeros they type two uppercase letters O. Most mobile phones do not distinguish them from zero, and you seem to receive a message from Sberbank. In SMS, scammers contain information about the fact that your card is blocked, for more information call the number ... (hereinafter the mobile phone number). The person calls back, and the sweet girl, allegedly the operator, explains that there was a failure in the system and to unlock your card she needs a plastic card number and three digits indicated on the reverse side. An unsuspecting person dictates the card number and in the near future he withdraws all the money.

Pay the loan debt

The scam is aimed at those who pay the loan,and in Russia such a majority. A person is called to the mobile with an unknown number and an answering machine, supposedly a bank, reports on the need to pay off the debt, and to listen to the message you have to press the number 1 to contact the operator 2. From this message the person does not really understand anything, usually presses the number 2. And here the operator during the conversation skillfully lures the victim's personal data, credit card number and information about the accounts. In no case do not enter into any telephone conversations regarding your loans. If you received SMS or a call regarding your credit, call the bank to find out the situation.

Even if you received a message from a shortnumbers like Sberbank, first of all pay attention: Sberbank, reporting something about your card, always indicates the latest figures, and scammers do not. Sberbank will always indicate in the message the same number for communication, which is on your card. The bank operator will never ask for the numbers that are on the back of your credit card.

Unsubscribe from SMS

People gladly accept the offer fromdisposal of telephone messages and fall into the clutches of scammers. The subscriber receives SMS with the offer to refuse the advertising mailing. To do this, send a message to the short number. After sending it, a person loses an impressive amount from his phone bill.

Remember, it will save you from advertising spam tophone only your cell phone operator, and no one else. It is better to call the operator yourself and ask to block all the numbers from which you receive an unwanted mailing.