What is dangerous buying an apartment in a new building
What is dangerous buying an apartment in a new building
Participation as a co-investor in the equityconstruction for many citizens of Russia - the only opportunity to buy an apartment, because in the first stages of construction such apartments are relatively cheap. But at all on hearing cases with the deceived sharers, many of which have remained without money, and without apartments. Risks associated with the purchase of an apartment in a new building, are still preserved today.
Instructions
1
At the end of December 2004, a federalthe law "On participation in the shared construction of apartment buildings and other real estate ...", which allowed to reduce the number of loopholes used by unscrupulous developers to withdraw money from the population. Now between the investor who wants to buy an apartment in a new building and the developer must conclude an agreement on equity participation, which comes into effect only after his state registration with Rosreestr authorities. This excludes the possibility of selling the same apartment to several interest-holders, as it was before, but developers are still finding new tricks.
2
Those citizens who are going to buyapartment in a house under construction, you should know that only such a form of transaction, as an agreement of equity participation, is subject to registration, but, for example, the contract of sale is not. Some developers are trying to conclude contracts of sale and purchase, in addition to the cost of the apartment is added 18% of the value-added tax, as well as includes property tax on the developer. This form of contract significantly increases the price of housing and does not guarantee the rights of the real estate investor.
3
Another danger that can lie in wait forinterest holders - participation in the transaction of third parties, when there are intermediaries between the developer and the equity investor. Such a scheme is fraught with the fact that one of the participants in the transaction may violate its obligations and terminate the contract, while the money for housing has already been paid. You can stay without an apartment, because the developer did not have a contract with you, so you do not have to transfer it to him.
4
It is also dangerous to succumb to the persuasions of the developer andspecify in the contract the amount is less than what was actually paid, allegedly to reduce tax deductions. In this case, for example, the contract specifies 70% of the real value of the apartment, and the remaining 30% of it you pay in the form of insurance premiums. Such a scheme at the termination of the contract and trial in court guarantees you a refund of only 70% of the money that was actually paid, if the termination of the contract is not included in the list of insured events stipulated by the contract.
5
When concluding an agreement on equity participation,attention to the object of the contract - the apartment in a new building, has been described in as much detail as possible. Description, which indicates the floor, the entrance, the area of the apartment, the number of residential and non-residential premises, allows you to uniquely identify it and exclude the sale of housing of a smaller area or worse quality.
