Tip 1: How to determine the cost of a room

Tip 1: How to determine the cost of a room



Market value housing can fluctuate under the influence of many factors. However, you can determine the approximate price range without being a professional realtor. Although the consultation of such specialists will not be superfluous.





How to determine the cost of a room


















You will need




  • - fresh announcements on the sale of comparable options in print media and the Internet;
  • - consultation of a realtor;
  • - Appraiser services (optional).




Instructions





1


Start analyzing current prices from monitoringproposals of a similar plan. Read ads on the sale of rooms that are comparable to yours in terms of area, condition, location, etc. The source of the necessary information is the publication where real estate announcements, their online versions, various forums and bulletin boards are being offered, where the real estate of your region is offered for sale , the base of various real estate agencies.





2


Call the contact numbers that are indicatedin the ads you are interested in, and ask questions in the guise of a potential buyer. Often, advertisements for the sale of real estate, especially from owners, sin inadequacy: it may not be indicated important information affecting the price, or the price itself. Personal communication will help fill these gaps.





3


Remember when discussing prices with sellers andmonitoring of announcements that the price announced by the owner is only a protocol of intentions, and it may be cheaper to sell it. In personal communication, you can also find out how much the specific seller is ready to give.





4


Read reviews of the situation on the real estate marketyour region. They are usually published in local media, on specialized regional real estate resources, websites of real estate agencies. This reading combined with personal monitoring of the market situation will allow you to be aware of the main trends in this area and factors affecting the value of real estate.





5


Go to a consultation in several differentreal estate agencies. The ideal option, when two different people can come to the same agency: one under the guise of the seller, the second - the buyer. The price range for which you can count, you will be announced for free, and it does not oblige you to continue to use the services of this particular intermediary and intermediaries in general.





6


Decide for yourself whether you need to resort to servicesappraiser, which are paid. You can do this, but the information obtained from other sources of information is often enough to determine the price range, which should be oriented when placing rooms for sale.




























Tip 2: How to determine the insurance value



Insurance value implies a real factual value insured property. To calculate the insurance value, various methods of economic evaluation are used. In this case, it is necessary to take into account that this value is important in determining the sum insured. In turn, the last indicator should not be more than insurance value.





How to determine the insurance value








Instructions





1


You can use the informationdirectories or reports of independent appraisers to determine the amount of insurance value. After all, this is a monetary valuation of the insurance object itself, which is used to insure entrepreneurial risk or property. For the last insurance valuewill be deemed to be its valid value at the time of conclusion of the insurance contract, and for entrepreneurial risk - this is the amount of losses that may arise from business activities, expressed in monetary terms.





2


Note that the insurance value can be determined in different countries in different ways,which will directly depend on the current legislation, as well as the established practice. For example, when insuring a cargo in English practice in the form of insurance value, the price at which the insured property cost the buyer for the period of loading plus the cost of loading it, as well as insurance, is taken. In America, insurance value is defined as the market price of the goods, valid at the time of the commencement of the purchase. According to French law, insurance value goods is calculated as the sum of its sales price on the spot and at the time of loading with the amount of costs that were incurred for transportation and a certain amount of profit.





3


In turn, when insuring real estate fordetermination of the insured value of the insurance object (for example, an apartment or an apartment building), an amount equal to the market value of the premises in question, which should be similar to the insured, is accepted. That is, when determining the value of the insured value of an apartment, it is necessary to calculate the market price of apartments located in the same area, having the same area with the same number of rooms, on the same floor.