Transfer the amount "just like that" will only benaive buyer. For such cases, a deposit agreement is drawn up. The deposit serves as security for obligations. For the seller it is the duty to sell for a particular value to a particular person before a specific date. And for the buyer - the duty to buy for a particular cost from a particular person to a specific date. That is, you pre-agree on the forthcoming deal. The deposit is a sum of money. Which exactly? The parties must agree on this with each other. As a rule, the larger the amount, the more confidence in the forthcoming transaction. If a potential buyer, that is, assigns a creditor, does not fulfill obligations under the contract, the deposit remains with the potential seller, that is, the recipient. In the event that the recipient does not fulfill the obligations under the contract, he will be obliged to return the deposit in a double amount to the creditor. In other cases, the deposit is simply returned to the one who gave it in a single amount. The agreement on the deposit can be made with any realtor in any real estate agency. Remember, the agreement should not have seals, but only signatures of the parties, which are obliged to continue to make a purchase and sale transaction.
Tip 2: Than the purchase of housing differs from the deposit from advance payment
What is the difference between the deposit and the advance, whichbuyers give at the purchase of living space, they know not all. Particularly incomprehensible, this may be for those buyers who make transactions with real estate for the first time. But this information refers to the category of the one with which it is better to get acquainted in advance, before the parties begin to sign documents.
Both the deposit and the advance are related to different typesprepayment for the transaction. In itself, prepayment is a guarantee that the buyer of real estate will not abandon the transaction. The seller at the same time will lose time, and besides this, can miss out on other buyers, it is possible that more profitable.
Distinctions of deposit and advance payment are as follows. The deposit is a certain amount of money that the buyer sends the seller to indicate his intention to purchase a certain property. If suddenly the seller changes his mind and does not sell the living space specified in the preliminary contract of sale, he will not only have to return the failed deposit to the invalid buyer, but also double it. If the buyer changes his mind and does not buy this property, the seller reserves a deposit. He will not give it back.
Advance also implies the transfer of some of the money to the seller before the contract of sale is formalized. But if the buyer changes his mind, he can simply take his money back.
An agreement on making a deposit or advance is notrequires a notarization, but for certainty you can still visit a notary. To draw up an agreement, you will need to provide a description of the living space in respect of which the parties are going to make a deal. The document should indicate the amount of the advance or deposit, the cost for which the dwelling will be purchased, the timing of the signing of the contract of sale.
Tip 3: Are there any genetic alcoholics?
Alcoholism is a serious illness thatcan lead to a lethal outcome. Its origin is usually explained by social causes and peculiarities of the patient's character, as well as by poor heredity. Which version is correct is unclear.
The alcoholism gene
The nature of alcoholism is studied, it is not clear untilend. To date, scientists can not identify a specific gene or a combination of genes that are responsible for the development of alcoholism. Therefore, it is not yet possible to justify the genetic version unambiguously. However, the hypothesis about this is viable. There is the concept of "alcoholism gene", which describes the situation: members of different generations of one family suffer from this disease. Observing such a picture, it is easy to believe that the genes that alcoholics transmit to their children and grandchildren are responsible for the formation of this ailment. The statistics of psychiatrists confirm: more than 70% of patients have relatives-alcoholics. However, scientists and physicians confirm that among the reasons for the formation of alcohol dependence is the influence of society, an unhappy environment in which excessive and regular use of alcohol is the norm. It is impossible to clearly define why members of the "alcoholic dynasties" fall ill: due to the harmful influence of their relatives or due to a genetic predisposition. Rather, it is a combination of factors. In psychiatry, there is the term "alcoholic personality" - a set of character traits that contribute to the formation of addiction. However, in a supportive environment, with proper education, these inclinations can never develop, and a person will live a healthy life. Biological reasons
In the 1950s, a special substance was isolated,which is responsible for a sense of pleasure - dopamine. In the course of long-term studies, it was possible to identify a link between inadequate production of dopamine and alcoholism. Simpler it can be described as follows: a person who does not receive the "norm" of dopamine, drinking, experiences stronger positive feelings than a healthy person. Thus, dependence is formed much more quickly. The lack of dopamine is determined from birth, possibly depending on the set of genes. Opening and further work in this direction give hope that in the future there will be an opportunity to provide real, including medical, assistance to patients.There is an exit!
Despite the lack of evidence of geneticthe nature of alcoholism, it is obvious that people with severe heredity are at risk and should consciously approach this issue. The main prevention of the disease is a full-fledged labor life, responsibility for oneself and loved ones and the understanding that today, if you want, you can apply for professional help.
