Tip 1: How to find the account number of the organization
Tip 1: How to find the account number of the organization
Find a current account organization sometimes it is quite difficult, especially ifshe owes you something. As a rule, your calls remain unanswered, and at best on the other side of the handset say: "Call back later." However, you can find out the settlement account of the company-defaulter yourself.
You will need
- a request for a certificate on the existence of a settlement account of the organization, a copy of an executive document certified in the prescribed form
Instructions
1
The settlement account is a set of figures that the bankuses to record the customer's cash transactions. The settlement account is not intended for long-term storage of cash. Its main task is to provide them with quick access. One organization can have several settlement accounts in one or different banks.
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So, if some unscrupulousthe organization has not fulfilled its obligations under the contract concluded with you, and you need to know its settlement account, the first thing you must do is apply to the tax authority. The Tax Inspectorate keeps all information about the opening or closing of settlement accounts, since any legal entity that has opened such an account is required to notify the tax inspectorate about it within seven days.
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In addition to the application for a certificate of availability of settlement Accounts organization, prepare a copy of the executive document,certified in the prescribed form. An executive document may be an enforcement sheet issued on the basis of a court decision, a writ of execution, an executive signature of notary bodies, unpaid payment requirements, etc.
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Documents to the Federal Tax Service of Russia youyou can give it in person (if your representative does this, pre-write the power of attorney to him) or send it by registered mail. The territorial tax authority must provide you with the requested information also within seven working days.
Tip 2: How to find out the federal number
Today, cellular operators offer subscribers two types Numbers: city and federal. If the federal number does not have a short dialing format, then the city number, on the contrary, can be dialed as a federal one.
You will need
- Cellular telephone.
Instructions
1
If you want to know the federal version of the kityour local (city) number, you can call from your phone to any other mobile phone. Cell phones define incoming calls as eleven-digit Numbers, so even if you call fromlocal number, it will be determined in a federal format. If you do not have a second mobile phone at hand, you can define your federal number as follows.
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Open the main menu of the phone and go to the section"Applications". Find in this section the application from your cellular operator (when the SIM card is activated it is installed on the device in automatic mode) and go to it. In the menu that opens, you need to use the "My Data" menu. Here you can get information about your tariff plan, active paid services, the balance on the account, as well as the phone number itself. Select "My number" and click "OK". After a while your phone will receive an SMS message, which will reflect your number in the federal format.
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In addition to the above methods, you can alsofind out your federal number by looking at the contract that you made out when you connected it. This document usually reflects not only the local, but also the federal format of the telephone number.
Tip 3: How to quickly open a current account
To conduct financial activities, anya legal entity, as well as an entrepreneur carrying out activities without the formation of a legal entity (PBOYUL), are required to open a current account with the bank. At the same time, the choice of the structure that will be responsible for your operations depends only on you. To quickly open a settlement account, collect the necessary documents in advance and make the requirements for the bank.
You will need
- - certificate of registration with the tax authority;
- - application for opening an account;
- - Notarized copy of the document on state registration;
- - notarized copies of constituent documents;
- - a notarized card with signature samples and an imprint;
- - The order on appointment of the director of the enterprise.
Instructions
1
Determine how you'd better opena settlement account for a legal entity. There are a number of points that most entrepreneurs try to avoid (for example, the bank's departure at the registration address, high commissions at the opening). If you do not have such requirements, the number of banks where you can quickly open a settlement account is increasing.
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Decide if you are willing to pay for the openingcurrent account. Some banks offer this service for free (for example, Master Bank, SDM-Bank, Moscommertsbank). In addition, Master Bank does not take money for maintaining your current account.
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Inexpensive take for their services such banks asRus-Bank, "Discovery", SB-Bank (300-600 rubles). Open a settlement account in a more popular bank (for example, Alfa-Bank, VTB24, Promsvyazbank) will cost you from 1000 to 3500 rubles. The most expensive services are provided by Sberbank of Russia - about 5000 rubles.
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Gather the necessary package of documents forquick opening of a current account. The main thing is a certificate of registration of your company in the tax inspection. Also you will need: an application for opening a current account; notarized copies of documents on state registration; copies of constituent documents certified by a notary. Depending on the selected bank, you may be asked for additional paper.
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Quickly open a checking account - for a fewhours after the submission of documents (provided that everything is correctly prepared), you can contact the MP-Bank. On average, the procedure for opening an account in other institutions takes from 2-3 (for example, BinBank) to 4-6 days.
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To avoid wasting extra time,call the bank of your choice and specify all conditions for opening a current account. Inform that you need to do this as a matter of urgency. Sometimes banks agree to reduce the standard opening date of a current account.
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Be sure to let us know about opening an account intax authority at the place of registration of an entrepreneur / organization. This must be done within seven days. Otherwise, you will be fined 5000 rubles (Article 118 of the Tax Code). You can also be brought to administrative responsibility.
Tip 4: How to find out your current account
When transferring funds to the bankingthe card number of the client's settlement account must be known exactly, for this it is necessary to have the correct data. Otherwise, there is a possibility that the money will be transferred to an outside settlement account and their search will take quite a long time.
How to open a bank account using a bank card
Bank cards have long and firmly entered lifeordinary people, they are much more convenient than the usual cash. More and more enterprises of large and medium-sized businesses are moving to settlements with their employees through bank cards. To be able to feel all the comforts of this means of payment, you must have an open settlement account with a serving bank. As a rule, large companies independently order and control this process, employees only have to sign a contract for banking services, not visiting the bank's branches. For all others, this moment may present some complexity. The process of making a bank card takes a certain time. Previously, you need to write an application to the selected bank, after which an appropriate service contract should be drawn up, which indicates the most complete data on the individual; the purpose with which the settlement account is opened; type of card (debit, credit, social, etc.); the payment system is chosen. After a certain period of time necessary for making a personal bank card, the manager must call the customer and invite him to receive the bank product.How to find out the account number of your bank card
Receiving a bank card, the clientan envelope with a PIN-code and a copy of the contract for servicing the current account shall be handed over. Depending on the selected service, additional agreements may enter into the package of documents. The contract should indicate the number of the current account, which differs from the number of the bank card itself. This combination of 20 figures should be reported to your partners and counterparties if you want to receive a money transfer. There are several ways to find out this information if it is not possible to find them in the contract: - when you perform a payment transaction at an ATM or payment terminal, the account number with which actions are being generated appears on the screen - in most large banks you can connect an online settlement system. To do this, you need to activate the Mobile Bank service. If the client uses this opportunity, you can find the account number on your page after entering the necessary passwords - you can also call the bank by calling the hotline. Calls to the hotline in most banks can be made free of charge. After checking the information on the card holder, the operator will announce the account number of the client. If the data does not match during the check, the employee refuses to disclose any information about the current account, referring to bank secrecy. In this case, you need to personally contact the branch of the servicing bank, present your documents, and the operator will provide the necessary information.Tip 5: How to find out the account number in Sberbank of Russia
Sberbank of Russia enjoys immense popularity among the citizens of this country, as it is the most reliable than all other banks.
Very often to make payment transactionsa person needs to know not only the number of his Sberbank card, but also the account number. It is an account that is used by the bank to account for all money transactions made by the client.
To find out your account number, you need tofind an envelope in which you were issued a card. It contains not only its pin code, but also this number. It is listed in the box after personal information about the client.
In addition, you can independently come to the bank and ask your account number for employees of Sberbank. Do not forget to bring your passport with you.
You can also call the hotline of thisorganization, name your surname, name and patronymic, control word, and after that the operator will dictate a number consisting of twenty digits. This is the number of your current account. Calls to the number 8-800-555-55-50 throughout Russia are free of charge.
Now some people use the function"Sberbank Online". There is an opinion that information about the current account can be found on the official website of this bank, but this opinion is erroneous. This function allows the user to manage personal finances, make payment transactions, transfer money from the card to the card. There you can connect the function "Thank you from Sberbank". But you can not find out your account number.
Tip 6: How to find out the current account number Sberbank
A settlement account is one of the most importantBank requisites. Many confuse him with the number of the bank card on the front of the credit card. However, these are different details, even their format is different: there are 16 figures in the card number, in the settlement account there are 20. For many banking transactions, it is necessary to specify the account account number. You can find it in several ways.
You will need
- • an envelope from the card;
- • phone;
- • card number;
- • Secret word;
- • passport
Instructions
1
A settlement account is an account thatis used by a banking institution to record the customer's cash transactions. Usually, settlement accounts are used not to receive passive income (for example, interest from a profitable deposit), but for quick and reliable access to available cash. In banking practice it is precisely "settlement accounts" called accounts of legal entities on demand in rubles. The accounts of individuals intended for settlement are called "current". However, when recording the details of both individuals and legal entities, the term p / c ("settlement account") is used. In one bank, several accounts can be opened for one client, differing in currency and purpose.
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Most credit transactions can beKnow only the number of the bank card. However, for some money transfers and other transactions, you need to specify the settlement account. Organizations, legal entities can make payments only by account number. Sometimes this is taken by surprise, because it's easy to find a bank card number, and to find out the twenty-figure account number you will have to make some efforts.
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In Russia, a twenty-digit system is usedNumbering of bank accounts. The first 3 digits indicate the number of the first-rate balance account (that is, to the individual's current account). The next 2 digits are the number of the second-rate balance account, it is associated with the subject of the Russian Federation in which the account is opened (according to the classification adopted in the Russian Federation). Then there are 3 digits, indicating the currency of the account (according to the All-Russian Classifier of currencies OKV). The ninth digit is the control digit. After it the four-digit code of the bank subdivision is indicated. The last 7 digits are the seven-digit internal number of the personal account in the bank.
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You can find out the account number from bankdocuments. When making a card, the contract is concluded in two copies, one of which remains in the hands of the cardholder. It also specifies a twenty-figure account number, you can find it at the very bottom of the page, under the lines with the signature and the date of the conclusion of the contract.
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The number of the current account is indicated on the envelope, inwhich issued a card. It is placed on the front side in the box located after the name and surname of the cardholder. Now the envelope is not issued in all cases - when the pin-code is set by the client himself, the card is handed without an envelope.
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If you can not find the documents, contactsupport service of Sberbank by phone 8 (800) 5555550. You can call the operator around the clock. To gain access to information about the account number, you will have to confirm your identity by telling the operator additional personal information. You will be asked to voice information about yourself: the name of the cardholder, her number, as well as the secret word that you indicated in the application for receiving the card. Speak it (the word) as clearly as possible, spelled (if asked by the operator). When the system confirms your identification, the bank employee will notify your account number. If the information you named is not confirmed, or if you forget the secret word, you will be refused the provision of the requested information. Do not argue with the operator, tk. his actions, in this case, are absolutely legitimate and are the guarantor of the security of your account.
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View your account number convenientlyThrough the personal office of the service "Sberbank Online". If you have a mobile bank connected and have the opportunity to enter your online banking profile of Sberbank, you can look at the account number there. To enter the account of the system "Sberbank Online" you need to enter your login and password. You can get them at the ATM. On the main page of the portal you will see a list of cards issued to you. To find the account number of the card you need, select it in this list, and then go to the "Card Information" tab. In the section "Requisites for transfer to the card number" you can find all bank details, including the account number. It is listed in the second line of the "General Information" item.
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You can also find out the account number throughATM. In the menu you need to select the item "Operations with accounts, deposits and loans". When performing any operation during one of the stages, the number of the settlement account will be displayed on the screen, it will only be necessary to fix it and cancel the operation.
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Another very convenient way that you canUse at any time and from anywhere - a mobile application of the Savings Bank. It is only necessary that the application "Mobile Bank" is installed on your phone. In it you need to select a card, go to the "About the card" tab in the "Show details" section. The account number appears on the phone screen.
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Find out the account number for lossA bank card, documents and a secret word is impossible. The bank ensures the security of its customers and therefore does not allow attackers to gain access to information about your account. In order to receive data, you must verify your identity as the cardholder.
Tip 7: How to find out the card account number
When the card number is known,means and pay bills is simple enough. But when you have not received a plastic card, you may need a personal account number, which you need to inform the person or organization that carries out the transfer of funds in your name. You can find out the account number of the card issued by Sberbank in several ways.
Instructions
1
Requisites - the name of the bank, BIC, TIN, KPP,the number of the bank's correspondent and settlement account, as well as the number of your personal account (plastic card account number) should be indicated in the printout that you received when you made a plastic card. If you saved the printout, you can specify the account number for it.
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The number of the personal account is indicated in the application forreceipt of a plastic card, which you also signed when making a card and a copy of which was received by hand. Look for the card account number in the field for the official use at the bottom of the page below your signature and the date of registration of the application.
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If you have not saved the documents received with theprocessing of the plastic card, contact the bank operator in which you received the card or the central office of the bank. In order to obtain information you need to have an identity document (passport) with you.
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If you have activated the "Sberbank on-line" service,information about the account number of the card you can get in your personal account. To enter your personal account, open the Sberbank website and select the "Sberbank on-line" section in the upper right corner of the window, log in. Go to the section "Cards, deposits and accounts" - there is full information on the account, including the card account number.
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To access your personal cabinet on the siteSberbank, you need to get a user ID and password. You can do this with a self-service device (ATM). Insert the card into the receiver, enter your PIN, click the "Next" button. In the menu, select the "Internet Service" item and confirm the necessary action - "Identity and Password Printing" (one permanent password is given for logging in) or "Printing single passwords" (there are twenty passwords that can be used only once).
Tip 8: How to learn the bank from the BIC
BIC, that is, the bank identification code -one of the main payment requisites. On it you can determine the name of the bank, its correspondent account and location, as well as verify the correctness of writing the client's current account.
You will need
- - Accounting program;
- - "Client-Bank";
- - reference legal frameworks.
Instructions
1
To begin with, it is important to understand the principle of constructing a BIC and its structure. 1 and 2 numbers in his number indicate the country code in the banking system, therefore in Russia all BICs start with "04".
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3 and 4 digits - the region code that is definedon the All-Russian Classification of Objects of Administrative and Territorial Division (OKATO). For example, for Moscow it is equal to "45", for the Ivanovo region - "24", for Krasnodar Territory - "03". The code index of the territories can be found in the reference legal systems.
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5 and 6 digits BIC - number of cash settlementcenter, through which the bank makes payments. 7, 8 and 9 categories - the conditional number of the bank in the settlement network of the Central Bank of Russia, in which its correspondent account is opened.
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If you have an accountingprogram, find out the name and other requisites of the credit organization can be found in the BIC directory. To do this, use the search function, type the nine-digit bank code, and you will receive the required information. But do not forget to update the information regularly, as banks can change the name and status, and besides, you can not exclude the possibility of revocation of the license and bankruptcy of any of them.
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If you use the system"Client-Bank", define the name and correspondent account of the credit organization with reference to the BIC, which is opened during the formation of payment orders. Such programs, as a rule, contain up-to-date information, so you do not need to update it.
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You can also find out the bank by the BIC usingreference legal bases. However, some of them provide information in the context of the territories, so determine by 3 and 4 digits of the BIC code of the subject of the Russian Federation for OKATO and find the desired bank in the list of credit institutions registered in the region.
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In addition, official and up-to-date information onbanks and their requisites can be obtained from the site of the Central Bank of Russia www.cbr.ru. Open the tab "Information of the Interregional Informatization Center of the Bank of Russia", download the "BIK Handbook" distribution kit on your computer and follow the installation instructions. Use the search function: press the F5 key and type 3 to 9 BIC digits.
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With the help of the Bank of Russia program, you will not receiveonly the name of the bank and its correspondent account, but also phone numbers, legal address, will be able to find out the possibility of using electronic payments and the exchange of electronic documents, as well as determine the current state of the bank's affairs (change of details, revocation of license, blocking of spending operations, etc.) . Do not forget to periodically download updates to the directory.
Tip 9: How to know the details of Beeline calls
Thanks to the service that itscustomers of the "Beeline" communication operator, you can get necessary information about incoming and outgoing calls, duration of negotiations and much more. Detailing also allows you to learn about the GPRS sessions and SMS messages. You can order the service in several ways.
Instructions
1
Using a particular connection methodwill depend on the type of settlement system. For example, subscribers of the postpaid (also called credit) system can get details of their personal account right on the company's official website. You will only need to click on the corresponding column of the menu and fill in the request form that appears. Any Beeline user can send an e-mail to questions. @ Beeline.ru and an application to the fax number (495) 266-76-08. By the way, when filling out an application for the operator, do not forget to indicate your account number or billing period, as well as your mobile phone and your passport details. At the end, add a note stating that you guarantee timely payment for communication services.
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Subscribers of the second, prepaid payment systemcan order the service "Detailing" both through the operator's website, and in any office of the company or the "Beeline" communication center. Please note that it will be enough for individuals to have only a passport, but legal entities will also need a power of attorney from the sending organization to conduct the account details.
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Before activating such a service, it will not be superfluousand checking the balance. If necessary, fill up the account. This request is explained quite simply: connection of detail on the official site will cost the subscriber 30 rubles if he uses a prepaid system. Only 1 ruble will be paid by the subscriber who will apply to the office of the company. The service will be provided free of charge only to subscribers of the credit settlement system.
- how to get the details of calls to the phone
